Terms and Conditions of Website Use

This page states the "Terms and Conditions of Use" under which customers and users (collectively "User") may use ibalancebusinessinstitute.com and other websites under the Company's control (whether partial or otherwise). Access to this website and the use of information on it is subject to these Terms and Conditions of Use. You should carefully read these Terms and Conditions of Use. By proceeding further, you will be deemed to have accepted them.

Definitions

In these Terms and Conditions of Use, the following terms shall have the meanings indicated:

"Service(s)" means the services to be provided by [company short name(s)]

"Terms and Conditions of Use" and "Agreement" means the terms and conditions of Company as referred to and/or contained herein;

"you" and “your” means any and all persons accessing or using this website and/or availing of any information and/or services available on or via this website;

"we" and "our" and "us" means [company short name(s)].

Acceptance of Terms

The services that Ibalance International Pty Ltd provides to User is subject to the following Terms and Conditions of Use. Ibalance International Pty Ltd reserves the right to update the Terms and Conditions of Use at any time without notice to User. The most current version of the Terms and Conditions of Use can be reviewed by clicking on the "Terms and Conditions of Use" hypertext link located at the bottom of our Web pages.

A.    This Agreement, which incorporates by reference other provisions applicable to use of ibalancebusinessinstitute.com, including, but not limited to, supplemental terms and conditions set forth hereof ("Supplemental Terms") governing the use of certain specific material contained in ibalancebusinessinstitute.com, sets forth the terms and conditions that apply to use of ibalancebusinessinstitute.com by User. By using Ibalance International Pty Ltd (other than to read this Agreement for the first time), User agrees to comply with all of the terms and conditions hereof. The right to use ibalancebusinessinstitute.com is personal to User and is not transferable to any other person or entity. User is responsible for all use of User's Account (under any screen name or password) and for ensuring that all use of User's Account complies fully with the provisions of this Agreement. User shall be responsible for protecting the confidentiality of User's password(s), if any.

B.    Ibalance International Pty Ltd shall have the right at any time to change or discontinue any aspect or feature of ibalancebusinessinstitute.com, including, but not limited to, content, hours of availability, and equipment needed for access or use.

Changed Terms

Ibalance International Pty Ltd shall have the right at any time to change or modify the terms and conditions applicable to User's use of ibalancebusinessinstitute.com, or any part thereof, or to impose new conditions, including, but not limited to, adding fees and charges for use. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on ibalancebusinessinstitute.com, or by electronic or conventional mail, or by any other means by which User obtains notice thereof. Any use of ibalancebusinessinstitute.com by User after such notice shall be deemed to constitute acceptance by User of such changes, modifications or additions.

Proprietary Rights

You acknowledge and agree that all content and materials available on this site are protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Except as expressly authorized by Ibalance International Pty Ltd, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from such materials or content. Notwithstanding the above, you may print or download one copy of the materials or content on this site on any single computer for your personal, non-commercial use, provided you keep intact all copyright and other proprietary notices. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from Ibalance International Pty Ltd is prohibited. In addition, use of the content or materials for any purpose not expressly permitted in these Terms and Conditions of Use is prohibited.
As noted above, reproduction, copying, or redistribution for commercial purposes of any materials or design elements on this site is strictly prohibited without the express written permission of Ibalance International Pty Ltd. Permission is granted only when certain limited criteria are met. For information on requesting such permission, please contact us at [email address].

Copyright Infringement

If you believe that your work has been copied and is accessible on this site in a way that constitutes copyright infringement, or that content appearing on the site constitutes copyright infringement of another party’s rights, please contact us at [email address].

User’s Grant of Limited License

By posting or submitting content to this site, you:

1.    Grant International Pty Ltd and its affiliates and licensees the right to use, reproduce, display, perform, adapt, modify, distribute, have distributed, and promote the content in any form, anywhere and for any purpose; and…
2.    Warrant and represent that you own or otherwise control all of the rights to the content and that public posting and use of your content by will not infringe or violate the rights of any third party.

Description of Services

Through its Web property, Ibalance International Pty Ltd provides User with access to a variety of resources, including download areas, communication forums and product information (collectively "Services"). The Services, including any updates, enhancements, new features, and/or the addition of any new Web properties, are subject to the Terms and Conditions of Use.

Equipment

User shall be responsible for obtaining and maintaining all telephone, computer hardware, software and other equipment needed for access to and use of ibalancebusinessinstitute.com and all charges related thereto.

Indemnification

You agree to defend, indemnify, and hold Ibalance International Pty Ltd and its subsidiary and its affiliated companies, directors, officers, employees, contractors and agents from and against all claims and expenses, including attorneys' fees, arising from the use or misuse of this site by you or your user’s account. Ibalance International Pty Ltd reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with in asserting any available defenses.

Links from this Site

We do not monitor or review the content of other party’s websites which are linked to from this site. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site and to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. Ibalance International Pty Ltd will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.

Refunds Policy

Both the User and Ibalance International Pty Ltd have the right to terminate any Services Agreement for any reason, including the ending of services that are already underway. No refunds shall be offered, where a Service is deemed to have begun and is, for all intents and purposes, underway. Any monies that have been paid to us which constitute payment in respect of the provision of unused Services or subscriptions, shall be refunded. Any future payment for subscriptions will no longer be deemed payable upon cancellation of the subscription.



General

Ibalance International Pty Ltd makes no claims that the Materials may be lawfully viewed or downloaded outside of Australia. Access to the Materials may not be legal by certain persons or in certain countries. If Users access this site from outside of Australia, it does so at its own risk and is solely responsible for compliance with the laws of, or applicable to, its jurisdiction. Jurisdiction for any claims arising under the Agreement, including but not limited to these Terms and Conditions of Use, shall lie exclusively with Australian Courts and the Terms and Conditions of Use shall be construed in accordance with the law of Australia. If any provision of these Terms and Conditions of Use is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions of Use, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions of Use shall be deemed a further or continuing waiver of such term or any other term.

Severability and Integration

Unless otherwise specified herein, this agreement constitutes the entire agreement between you and Ibalance International Pty Ltd with respect to this site and supersedes all prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and Ibalance International Pty Ltd with respect to this site. If any part of these Terms of Use is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

Termination of Agreement

Either Ibalance International Pty Ltd or User may terminate this Agreement at any time. Without limiting the foregoing, Ibalance International Pty Ltd shall have the right to immediately terminate User's Account in the event of any conduct by User which Ibalance International Pty Ltd, in its sole discretion, considers to be unacceptable, or in the event of any breach by User of this Agreement.